Enter your expected monthly spend above to see how every NZ Airpoints credit card stacks up over a year.
Airpoints Credit Card Calculator
See how many Airpoints Dollars you’d actually earn in a year on every Airpoints credit card in New Zealand — after fees.
How this works
Enter what you spend on your credit card in a month. We rank every NZ Airpoints credit card by the Airpoints Dollars you’d earn back over a year, factoring in:
$
$0$10,000
Reward values shown are annual. Assumes evenly distributed monthly spend throughout the year.
The most points isn’t always the best card
This calculator ranks cards purely on the Airpoints Dollars you’d earn back over a year. That’s a great starting point — but the right card for you depends on more than the headline number.
It’s worth weighing up the extras too: complimentary travel insurance, airport lounge access, the size of the annual fee, the interest rate if you ever carry a balance, and whether a sign-up bonus is a one-off or something you’ll benefit from year after year. A card that earns slightly fewer Airpoints Dollars can still come out ahead once those perks are factored in.
Our full guide breaks down each Airpoints credit card — the earn rates, the fees, the benefits, and who each one suits best.